Annual Loan Limits – Stafford Loan

Dependent Students
(whose parents were not denied a PLUS loan)

Combined Base Limit for
Subsidized and Unsubsidized Loans

Additional Limit for
Unsubsidized Loans

Total Limit for
Unsubsidized Loans
(minus subsidized amounts)

First-Year
Undergraduate
(Freshman)

$3,500

$2,000

$5,500

Second-Year
Undergraduate
(Sophomore)

$4,500

$2,000

$6,500

Third-Year and Beyond
Undergraduate
(Junior, Senior)

$5,500

$2,000

$7,500

Independent Students
(and dependent students whose parents were denied a PLUS loan)

Combined Base Limit for
Subsidized and
Unsubsidized Loans

Additional Limit for
Unsubsidized Loans

Total Limit for
Unsubsidized Loans
(minus subsidized amounts)

First-Year
Undergraduate
(Freshman)

$3,500

$6,000

$9,500

Second-Year
Undergraduate
(Sophomore)

$4,500

$6,000

$10,500

Third-Year and Beyond
Undergraduate
(Junior, Senior)

$5,500

$7,000

$12,5000

Graduate and Professional
Students

Combined Base Limit for
Subsidized and
Unsubsidized Loans

Additional Limit for
Unsubsidized Loans

Total Limit for
Unsubsidized Loans
(minus subsidized amounts)

Graduate and
Professional Students

$8,500

$12,000

$20,500

Aggregate Loan Limits – Stafford Loan

Combined Base Limit for
Subsidized and
Unsubsidized Loans

Additional Limit for
Unsubsidized Loans

Total Limit for
Unsubsidized Loans
(minus subsidized amounts)

Dependent  Undergraduate Students
(whose parents were not denied a PLUS loan)

$23,000

$8,000

$31,000

Independent Undergraduate Students
(and dependent students whose parents were denied a PLUS loan)

$23,000

$34,500

$57,500

Graduate and Professional Students

$65,500

(including undergraduate
Stafford loans)

$73,000

$138,500

PsyD Students

$65,500

(including undergraduate
Stafford loans)

$158,500

$224,000